Personal Umbrella Liability Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

California – What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

San Diego – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Scripps Insurance Services to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

Save Money with Bundling Options

By combining your home, auto and umbrella policies under one roof, you could receive a substantial multiline discount. Click to read more about our Homeowners Packages.

We know that the right coverage for you is unique to your specific needs. Scripps Insurance Services has over 40 years of experience in both business and personal insurance. Contact us today to find out how to protect yourself, your family and your future with a customized personal umbrella insurance policy. Our job is to protect and serve our clients and we take our job very seriously. Call us at 858-549-9005 to speak with one of our experienced agents, who can help determine the right coverage for you.